FinTech App – Success Story of Rupiyah

Manage your loan payments and make smarter financial decisions

Rupiyah allow users to manage their loan payments by scheduling payments, connect loan seekers, borrowers with loan lenders, etc. Rupiyah helps in establishing a direct connection between loan seekers, borrowers and lenders.

All necessary proofs and documents required for loan approval can be uploaded within the Rupiyah app for verification. This speeds up the process of loan approval and eliminates the need for multiple middlemen intervention.

Business Overview

Creating a one stop mobile solution that would help all those who seek home loans was the primary motivation for our client Rupiyah.

Building the best financial management app that shows credit-score of users in real-time across multiple accounts and cards.

Developing Rupiyah with an interactive UI that allow users to manually take photos of necessary documents and upload them.

The Challenge

Eliminate the burdensome document preparation and time taken to scan and document the proof of documents captured/scanned digitally.

Reduce the software delay in the processing of loans by classifying loan applications based on account credibility, account balance. Also, use advanced Artificial Intelligence (AI) tools to automate loan processing.

Review pre-funded loans for potential investment opportunities and monitor post-funded loans to ensure loans are paid right on time.

Our Approach

We streamlined the process of documenting loan applications digitally by automating the approach of loan processing. First of all, we built two-step authentication for enhancing the security of all user profiles and data. And, also used advanced Artificial Intelligence (AI) programming and tools to track loan status instantly and validate KYC documents. This in turn decreases the time taken to process documents in full-time equivalents (FTEs) per week, i.e. process multiple loan applications at once.