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FinTech App
Success Story of Rupiyah

Manage your loan payments and make smarter financial decisions

Rupiyah allow users to manage their loan payments by scheduling payments, connect loan seekers, borrowers with loan lenders, etc. Rupiyah helps in establishing a direct connection between loan seekers, borrowers and lenders.

All necessary proofs and documents required for loan approval can be uploaded within the Rupiyah app for verification. This speeds up the process of loan approval and eliminates the need for multiple middlemen intervention.

Rupiyah Screen

Business Overview

Business Overview Illustration

Creating a one stop mobile solution that would help all those who seek home loans was the primary motivation for our client Rupiyah.

Building the best financial management app that shows credit-score of users in real-time across multiple accounts and cards.

Developing Rupiyah with an interactive UI that allow users to manually take photos of necessary documents and upload them.

The Challenge

Eliminate the burdensome document preparation and time taken to scan and document the proof of documents captured/scanned digitally.

Reduce the software delay in the processing of loans by classifying loan applications based on account credibility, account balance. Also, use advanced Artificial Intelligence (AI) tools to automate loan processing.

Review pre-funded loans for potential investment opportunities and monitor post-funded loans to ensure loans are paid right on time.

Challenge Illustration

Our Approach

We streamlined the process of documenting loan applications digitally by automating the approach of loan processing. First of all, we built two-step authentication for enhancing the security of all user profiles and data. And, also used advanced Artificial Intelligence (AI) programming and tools to track loan status instantly and validate KYC documents. This in turn decreases the time taken to process documents in full-time equivalents (FTEs) per week, i.e. process multiple loan applications at once.

Apply loan

Apply loan

Fill in detailed loan applications with necessary details and instantly send them combined with necessary document proofs digitally

Loan status

Loan status

Check the status of loan approvals in real-time and get notified about the loan application at every stage

Loan history

Loan history

Check the history of loan applications, approved/rejected loans, pre-loan payments with customized filters such as date, year, etc

Upload documents

Upload documents

Upload documents and proofs digitally to enhance KYC details for speeding up the process of loan approvals

EMI calculator

EMI calculator

Make financial decisions by calculating monthly EMI payments based on the loans processed, approved or rejected

Profile creation

Profile creation

Loan seekers and loan lenders can create their own portfolio with necessary demographic details and necessary prerequisites

About App

Rupiyah Image

Engaging interface with soothing colors and content to provide the best possible performance and user experience.

Rupiyah Image
 screen

Check for loan eligibility by tracking credit score and establish a comparison between different loans.

Rupiyah Image

Get loans for SMEs, pay salaries, pay merchants and calculate EMI with convenience. Easy upload photos of balance sheet, cash flow statements and bank balance statements.

Results – a journey from ideas to success

Unique presentation of EMI payments, loan status tracking and exploring loan lenders.

Serves as a one-stop for easily applying loans and keeping a tab on the amount remaining to be repaid.

Technology Stack

AngularJS
AngularJS
Node JS
Node JS
MongoDB
MongoDB
MySQL
MySQL