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Launching a secure and user-friendly financial product is tougher than ever. From mobile banking apps to crypto wallets and robo-advisors, fintech startups and enterprises need more than just developers; they need experienced fintech software experts who understand both finance and tech. That’s where top fintech development companies come in. These firms combine financial domain knowledge with technologies like blockchain, AI, and APIs to build products that are fast, compliant, and scalable. Fintech software development services were valued at $13.2 billion in 2024, expected to grow to $35.8 billion by 2033 (10.5% CAGR). In this blog, we’ve explored the top 10 fintech software development companies to prefer in 2026. Let’s get started!

What is Fintech Software Development?

FinTech, a combination of the terms finance and technology, describes how traditional financial services like banking, payments, and investing are changing through the use of digital apps and software. The process of creating software or digital applications that use technology to change conventional financial services is known as fintech software development. Through systems like digital wallets, cryptocurrency trading, and mobile banking, it simplifies processes and provides an intuitive user experience.  Furthermore, FinTech software solutions provide safe support for financial transactions by placing a high priority on security and adherence to financial regulations.

How to Select the Best Fintech Software Development Company?

To evaluate some of the leading fintech software development companies, consider the following criteria:

  • Expertise and Technical Skills: Take into account the following factors while judging financial software development companies. Evaluation of the company’s experience in developing fintech software, including its familiarity with related frameworks, protocols, and platforms. Take into account their knowledge of the languages used to construct financial software, data analytics, cloud integration, security, and compliance.
  • Experience and Track Record: Examine the company’s experience in completing profitable fintech software projects across a variety of sectors and disciplines. Examine their past performance in terms of client satisfaction, project complexity, and scalability. Take into account the business’ length and reputable track record in the financial software development industry.
  • Innovation and R&D Efforts: Examine the firm’s dedication to innovation and continuous research and development in the field of financial software. Think about their investments in advanced technology, their patents, and their work with the financial software industry. Analyze their capacity to deliver innovative solutions and be abreast of market changes.
  • Variety of Products and Services: Examine the company’s offerings for financial software services and solutions. Take into account their capacity to provide full-cycle financial software development services, including architecture design, development, integration, and maintenance, as well as strategy and consulting. Analyze their expertise in creating specialized financial software programs that satisfy client demands.
  • Reviews and Testimonies from Clients: Examine client comments, endorsements, and case studies demonstrating the company’s successful fintech software development initiatives. Consider client contentment, project results, and the company’s capacity to satisfy clients.

Top 10 Fintech Software Development Companies to Consider in 2026

1. SoluLab

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SoluLab is a leading fintech software development company known for delivering custom blockchain, AI, and web/mobile app solutions. They offer services like digital wallets, payment gateways, trading platforms, and smart contract development. With a focus on security and scalability, SoluLab is ideal for startups and enterprises aiming to build next-gen financial products. Their agile development process and strong domain expertise make them a go-to partner for building future-ready fintech applications.
$25-$49 50-249 2014 Los Angeles, CA, USA ZeCash, Chichin
ScienceSoft

2. ScienceSoft

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ScienceSoft is a Texas-based fintech software provider with 19 years of experience. Recognized by the Financial Times as a top-growing U.S. company (2022–2024), it delivers secure, ISO-certified solutions for banking, lending, payments, insurance, and DeFi. ScienceSoft specializes in blockchain for asset tokenization, KYC/AML, and finance automation. Clients highlight its strong risk management and consistent project delivery.
$50-$99 750+ 1987 Texas, USA
The Software House

3. The Software House

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With a focus on web development, cloud engineering, and digital product design, The Software House provides a broad range of services. They are a dependable partner for FinTech projects because of their all-encompassing strategy, utilization of the appropriate technology stack, and use of frameworks like Node.js and React.
$25-$49 50-249 2014 NY, and Los Angeles, CA
10Clouds

4. 10Clouds

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10Clouds is a FinTech and blockchain software development company that provides safe and easy-to-use banking and financial solutions. Their dedication to the highest security standards in FinTech is demonstrated by their collaboration with Trust Stamp for identity verification solutions. The business is renowned for both its expertise with strong DeFi platforms and its UX work.
$50-$99 100-200 2009 Warsaw, Poland
Leanware

5. Leanware

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Leanware, which specializes in cloud architecture, AI-enhanced full-stack development, and regulatory compliance, uses Latin American professionals to provide affordable prices. Because of its experience, the organization is an ideal option for people who need speedy development yet have a limited budget.
$25-$49 10-49 2020 Bogotá, Colombia
Orangesoft

6. Orangesoft

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Orangesoft is a FinTech app development expert that offers full-service solutions, such as MVP development, UI/UX design, and post-launch assistance. Their software development teams have experience with blockchain-based solutions, payment apps, and apps for wealth and investment management.
$51-$100 50-249 2011 California, USA
Saritasa

7. Saritasa

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Software development services are offered by Saritasa in a number of industries, including finance. They are a major force in the FinTech industry because of their emphasis on cloud infrastructure, tech strategy, and scaling solutions, particularly if you want to create FinTech solutions that scale rapidly.
$100-$149 50-249 2005 Newport Beach, California, USA
EPAM Systems

8. EPAM Systems

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A top software development firm with a focus on FinTech solutions is EPAM Systems. The FinTech application development firm is a trustworthy partner because of the variety of services they provide, such as safe financial software development, blockchain integration, and digital payment solutions.
$150-$250 61200 1993 Newtown, Pennsylvania, USA
Innowise Group

9. Innowise Group

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The Innowise Group is a global company with a significant presence in Europe. They provide FinTech technology solutions, such as cloud computing, AR/VR, and blockchain. They are a flexible partner for FinTech mobile application development because of their wide range of service offerings, particularly if you are switching from traditional apps to financial interfaces or services.
$50-$99 1000+ 2007 Vitebsk, Belarus
Experion Technologies

10. Experion Technologies

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Experion Technologies focuses on the digital change for financial institutions and excels in offering strong FinTech solutions. Integration with legacy systems, such as those seen in well-established institutions attempting to shift to more digital platforms, is one of their offerings. They are experts at developing safe online platforms and user-friendly mobile apps that enable companies to grow and operate more effectively.
$25-$49 1000+ 2006 Trivandrum, India
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Conclusion

Choosing the right fintech software development company can be a game-changer for your business in 2026. Whether you’re a startup building a digital wallet or an established firm upgrading your banking infrastructure, these companies offer tailored solutions to meet financial demands.  With technologies like AI, blockchain, and cloud services shaping the future of fintech, partnering with the right development team ensures scalability, compliance, and long-term success.  SoluLab, a leading fintech development company, can help you bring your vision to life, from secure payment systems to AI-powered financial platforms. Contact us today!

FAQs

1. Why is it important to choose the right fintech software development company?

The right development partner ensures your fintech product is secure, scalable, regulatory-compliant, and designed for user trust—crucial for long-term success in the competitive financial market.

2. What services do fintech development companies usually offer?

Top companies offer services like payment app development, blockchain integration, mobile banking, wealth management platforms, AI/ML in finance, RegTech, KYC/AML solutions, and cloud-based banking systems.

3. Are these companies suitable for startups and enterprises both?

Yes. Most top fintech software development companies in 2026 provide customized solutions for both early-stage startups and large-scale financial enterprises.

4. How much does it cost to build a fintech app in 2026?

Costs vary widely based on features, platforms (web/mobile), compliance needs, and complexity. On average, it ranges from $30,000 to $250,000+ depending on project scope.

5. Can I hire a fintech development team on a project basis?

Yes, many companies offer flexible hiring models — including fixed price, time & material, and dedicated development teams — depending on your project scope and budget.
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